Underwriting Approved Certificate This new program is the highest level of approval a buyer/borrower can obtain without yet choosing a property. Our experienced Loan Officer will open a loan file, assign a loan number, take the application, gather the buyers’ income documents, bank/investment statements and credit report, submit the file for automated underwriting and have a live underwriter approve the loan subject to title and appraisal if required at all.

You cannot get more approved than “Underwriting Approved!” This lets the Seller’s Agent/Broker know the buyer is the real deal and is “Underwriting Approved.”

NMLS ID: 131062

About MMS Mortgage Services

Welcome to MMS Mortgage Services, Ltd. We are a full service mortgage banker based in Farmington Hills, Michigan.

We are headquartered in Farmington Hills, Michigan. Write and service loans throughout the Country.

Our Team

Meet the dedicated professionals who will be working with you on your mortgage.

Christopher Pugh Farmington Hill MI MLO

Christopher Pugh

Chris has been with MMS Mortgage Services for over 5yrs, and has over 6yrs of experience as a loan officer. Professionalism and integrity are Chris's cornerstones in delivering a personal level of service you would come to expect from a loan officer.

Jordan Boon Michigan MLO

Jordan Boon

Jordan has been with MMS and a key member of the West Michigan Team for over a year. Jordans enthusiasm and polished approach to her profession contributes to her high level of success.

JoAnn Pugh Michigan MLO

JoAnn Pugh

With over 27 years of experience JoAnn brings a depth of knowledge, integrity, and professionalism to the mortgage process. JoAnn and the West Michigan Team of dedicated processors are ready to create a positive member-experience. In her personal life JoAnn is dedicated to her children and grand-children, and enjoys a glass of wine and dinners with family.

Paul Verkerke

Paul Verkerke

Jeff Zanni Michigan MLO

Jeff Zanni

Jeff has worked at MMS since 2019. He is a family man and has two children. They are the best accomplishments in his life. He also loves to fish.

Nick Santy Michigan MLO

Nick Santy

Nick has been with MMS since 2021. He is a devoted husband, father, and loan officer professional who is committed to serving the community. He enjoys spending his free time with family/friends and is an active runner.

Why Choose Us for Your Mortgage Needs?

With over 30 years of experience, we have solutions for just about every scenario that you might encounter when applying for a mortgage. We are up to any challenge, and will not rest until we have matched you with the right home loan.

Not only will we write the loan, we have the ability to service the loan and be your mortgage resource for life. We will continue to support you over the lifetime of your mortgage in every way we can.

What We Do

We have been servicing the lending needs of credit unions, community banks, financial institutions, real estate professionals and general consumers since 1987. We are currently licensed to lend in Alabama, Colorado, Connecticut, Florida, Indiana, Iowa, Kentucky, Louisiana, Massachusetts, Michigan, New Hampshire, North Carolina, Ohio, Pennsylvania and Tennessee.

We are a Freddie Mac seller servicer, an FHA direct endorsed lender, a USDA endorsed lender, and a VA endorsed lender.

MMS Mortgage Service Areas

Apply Now for a Mortgage

Are you ready to buy a home or refinance with a dedicated mortgage company on your side? MMS Mortgage Services, Ltd. can’t wait to help you find a suitable home loan. To schedule your free consult now, please give us a call today at (248) 788-0800 or toll free at (800) 945-4506 then press 2.

See What Our Clients Are Saying About Us

Jennifer Churchill
Jennifer Churchill
19:27 21 May 24
JoAnn with MMS Mortgage Services was super helpful, attentive to the details, and kept things moving along - in a friendly way! - getting me to closing day smoothly. She even helped coordinate an out-of-state notary to come to me so we could close in a timely manner. I LOVE my new house, and am grateful to JoAnn for her part in getting me here!
Hayden Collins
Hayden Collins
16:01 07 Feb 24
JoAnn was incredible! As first time homebuyers, the process was definitely confusing and a little stressful. Our previous lender we worked with was not helpful, and failed to explain everything to us. JoAnn was incredibly patient, responsive, and knowledgeable. We closed on our home quicker than we expected, and got so lucky with her. I will recommend anyone to JoAnn without a doubt!
Eric Gilkie
Eric Gilkie
23:16 03 Dec 23
I have been a customer for 18 years and when i. Done payinv off my mortgage i will miss this customer service alwayx go the long mile for you never give up on you