Underwriting Approved Certificate This new program is the highest level of approval a buyer/borrower can obtain without yet choosing a property. Our experienced Loan Officer will open a loan file, assign a loan number, take the application, gather the buyers’ income documents, bank/investment statements and credit report, submit the file for automated underwriting and have a live underwriter approve the loan subject to title and appraisal if required at all.

You cannot get more approved than “Underwriting Approved!” This lets the Seller’s Agent/Broker know the buyer is the real deal and is “Underwriting Approved.”

About MMS Mortgage Services

Welcome to MMS Mortgage Services, Ltd. We are a full service mortgage banker based in Farmington Hills, Michigan.

We are headquartered in Farmington Hills, Michigan. Write and service loans throughout the Country.


Our Team

Meet the dedicated professionals who will be working with you on your mortgage.


Christopher Pugh - MLO

Christopher Pugh - MLO

NMLS#: 1188326

Jordan Boon - MLO

Jordan Boon - MLO

NMLS#: 1853096

JoAnn Pugh - MLO

JoAnn Pugh - MLO

NMLS#: 168895

James Marody - MLO

James Marody - MLO

NMLS#: 443440

Lou Boudreau - MLO

Lou Boudreau - MLO

NMLS#: 166882

Paul Verkerke - MLO

Paul Verkerke - MLO

NMLS#: 161769

Jeff Zanni - MLO

Jeff Zanni - MLO

NMLS#: 33802

Nick Santy - MLO

Nick Santy - MLO

NMLS#: 2076525

Why Choose Us for Your Mortgage Needs?

With over 30 years of experience, we have solutions for just about every scenario that you might encounter when applying for a mortgage. We are up to any challenge, and will not rest until we have matched you with the right home loan.

Not only will we write the loan, we have the ability to service the loan and be your mortgage resource for life. We will continue to support you over the lifetime of your mortgage in every way we can.

What We Do

We have been servicing the lending needs of credit unions, community banks, financial institutions, real estate professionals and general consumers since 1987. We are currently licensed to lend in Alabama, Colorado, Connecticut, Florida, Indiana, Iowa, Kentucky, Louisiana, Massachusetts, Michigan, New Hampshire, North Carolina, Ohio, Pennsylvania, Rhode Island, and Tennessee.

We are a Freddie Mac seller servicer, an FHA direct endorsed lender, a USDA endorsed lender, and a VA endorsed lender.

MMS Mortgage Service Areas

Apply Now for a Mortgage

Are you ready to buy a home or refinance with a dedicated mortgage company on your side? MMS Mortgage Services, Ltd. can’t wait to help you find a suitable home loan. To schedule your free consult now, please give us a call today at (248) 788-0800 or toll free at (800) 945-4506 then press 2.

See What Our Clients Are Saying About Us

John McGreevy
John McGreevy
21:50 11 May 22
Chris Pugh and his team at Member Mortgage Service were wonderful in helping with the refinance of our family home. He was pleasant and professional. His help made the whole process run smoothly. Chris did a great job answering my many questions Communicating with Chris and Jaime Linz was one of the highlights of this experience.The team responded quickly to my many concerns. I highly recommend Chris Pugh and his MMS team mates.
Lori Potter
Lori Potter
21:17 03 May 22
MMS was amazing with our service. They would return calls and emails in short order. They were very patient with all of our questions. They worked really fast to process all the paperwork. They were kind and compassionate. Can't say enough good things about Joanne and her team!!!!
Steph O.
Steph O.
15:12 30 Apr 22
Well where to start.... Best people to work with it is my pleasure to say Greatest experience in them doing everything to make sure I had everything to get in my forever home. Thank you Joanne and Jordan.
Dominique Adams
Dominique Adams
12:18 26 Apr 22
JoAnn was so helpful with every step in purchasing my first home. She was supportive and answered every question I had!
Shannan Graham
Shannan Graham
20:08 22 Apr 22
Excellent communication through the processing stages of our refinance. Highly recommend!