Refinance in Michigan or Throughout the US

Are there ways in which your current mortgage could better serve your needs? It could be time for a refinance. MMS can help you refinance your home loan so that it is a more suitable fit for your financial needs.

Reasons to Refinance
Your Home

Here are some reasons why borrowers refinance their home loans:

  • To reduce their mortgage rates.
  • To change interest rate formats.
  • To extend the time to pay off their home loans.
  • To change to a mortgage that does not require PMI or MIP.
  • To renegotiate other terms.

Signs It Might Be Time to Refinance

Every scenario is unique. So, to help you figure out whether it is the right time to refinance your home loan, we would need to speak with you in a consultation.

But any of the following signs might mean that the time is right:


You have had an increase in your credit score, a decrease in your debt-to-income ratio, or another improvement in your risk profile.

You plan to stay longer in your home than when you took out your loan, or you plan to leave sooner.

You want to lower your monthly payments.

Your equity has increased, allowing you to potentially drop PMI or MIP with a new mortgage type.

You are consolidating.


Those are just examples. They may or may not be applicable to you. There are also other situations where a refinance might be wise.

Refinance Your Home
Loan Now

The best way to find out whether a refinance may benefit you and your family is to schedule a consultation. To get started, please call (248) 788-0800 or toll free at (800) 945-4506 then press 2.

MMS Mortgage Service Areas

See What Our Clients Are Saying About Us

Angie Valchine
Angie Valchine
17:34 29 Nov 21
Our family's first mortgage was with MMS Mortgage Services over 25 years ago and then we took a different path because of a family members association with the banking industry. We are happy to say, we have returned to MMS and our refinancing process went smoothly and quickly! We want to thank Christopher and Jamie for all you did to help us to return our mortgage to MMS!!
D&J Drown
D&J Drown
19:13 05 Nov 21
Joann and her team at MMS Mortgage Services made it easy from start to finish. Fast, helpful and always available to answer questions. Thanks again! You're the best!
Jane Sauchak
Jane Sauchak
13:32 23 Oct 21
I moved from out of state. That presented several problems. All my previous closing papers were packed! Chris made me feel at ease, as he explained he could get the information through other sources. He walked me through the process smoothly and efficiently. Closing was right on schedule.
Melissa George
Melissa George
10:59 23 Oct 21
Professional, productive and knowledgeable are just a few words I would use to describe my experience with them. Highly recomend, you won't be disappointed!
Kevin Nicotera
Kevin Nicotera
21:58 22 Oct 21
Lou did a fantastic job at making sure our mortgage loan was handled quickly and effectively. When we needed help, he provided sound advice and walked us through every option available. I cannot recommend him enough!