Underwriting Approved Certificate This new program is the highest level of approval a buyer/borrower can obtain without yet choosing a property. Our experienced Loan Officer will open a loan file, assign a loan number, take the application, gather the buyers’ income documents, bank/investment statements and credit report, submit the file for automated underwriting and have a live underwriter approve the loan subject to title and appraisal if required at all.

You cannot get more approved than “Underwriting Approved!” This lets the Seller’s Agent/Broker know the buyer is the real deal and is “Underwriting Approved.”

Living in Farmington Hills

Moving to Farmington Hills in the Metro Detroit area? You probably are wondering what it will be like to live in this affluent suburb.

In this guide, we will go over the cost of living, employment opportunities, schools, and more for Farmington Hills. Let’s get started.


Cost of Living in Farmington Hills

What is the Cost of Living in Farmington Hills?

First, you probably want to know how expensive it is to live in Farmington Hills. Let’s take a look at what Sperling’s Best Places has to say on the subject.

Sperling’s uses a scale to rank cost of living where the US average is represented by 100. Values below that amount are under the average US cost of living, and values above that amount are those that surpass the US average cost of living.

On that scale, Farmington Hills receives a rating of 108.5. So, the cost of living is just slightly higher than it is nationwide on average. This is not unusual, considering it is part of a major metropolitan area.

As you will discover when we discuss employment opportunities, earnings in this area tend to be higher as well, which can compensate for those higher costs.

There are also some costs that are lower in Farmington Hills than in the US on average. These include groceries and healthcare.

Housing Cost in Farmington Hills?

What Does Housing Cost in Farmington Hills?

The cost of housing in Farmington Hills is slightly higher than it is nationwide on average.

The median home cost Sperling’s lists for the USA is $291,700. In Farmington Hills, it is $314,900.

Employment Opportunities in Farmington Hills

Employment Opportunities in Farmington Hills

The US Census reported a median US household income of $65,712 in 2019. For the period from 2015 through 2019, however, the Census reports a much higher median household income of $83,268 for Farmington Hills.

The per capita income for the same time period is $45,494.

When you consider how much more you can potentially earn in this community than in many others across the country, you can see that it is a great place to grow your career and your wealth.

Some of the top employers in Farmington Hills include Beaumont Hospital, Robert Bosch Corporation, Nissan Technical Center North America, Hitachi, Farmington Public Schools, TRW Automotive Electronics, Mercedes-Benz Financial Services, Concentrix, Cengage Learning Gale, and Mahle.

Farmington Hills Education

Farmington Hills Education

Most children attend schools that are part of Farmington Public Schools, though some may attend schools in the Walled Lake Consolidated School District or the Clarenceville School District. Along with its public schools, Farmington Hills is home to multiple private schools as well.

Sperling’s provides data on how much communities spend on public education. The US average is $12,383 per student. But Farmington Hills schools go above and beyond, spending $14,471 on each student.

For higher education, students may attend Oakland Community College or Wayne State University, Michigan State University and University of Michigan. The Michigan School of Professional Psychology also is based here.

Farmington Hills Crime Rates

Farmington Hills Crime

Sperling’s ranks crime from 1 to 100 where 100 represents the highest crime and 1 represents the lowest crime.

On that scale, the US average for violent crime is 22.7. In Farmington Hills, by contrast, violent crime receives a rating of only 11.4.

The US average property crime is rated at 35.4. In Farmington Hills, property crime is only rated at 20.8.

So, this is a very safe place to live, making it ideal for raising a family.

Getting Around Farmington Hills

Getting Around Farmington Hills

Now you know about employment, education, and safety for Farmington Hills. But how do you get around the area?

If you are looking for public transit, you can take the buses operated by Suburban Mobility Authority for Regional Transportation (SMART).

Given that this is the only public transit, it is not a surprise that most people drive to work.

Sperling’s reports that 86.8% of people drive themselves, while 7.2% of people carpool. 4.1% work from home (that percentage has likely risen since the pandemic), while 0.5% use mass transportation.

Weather in Farmington Hills

How is the Weather in Farmington Hills?

Next, you are probably wondering what the climate is like in Farmington Hills. Sperling’s uses a scale where 10 is the most pleasant climate, and gives Farmington Hills a rating of 6.8 on that scale. The site adds that this “means it is one of the most pleasant places in Michigan.”

Temperatures in summer range up to as high as 83 degrees Fahrenheit, while they drop down to as low as 16 degrees Fahrenheit in winter. There are around 33 inches of rain each year, and 39 inches of snow.

So, if you enjoy four distinctive seasons, you will probably be quite happy with the climate in Farmington Hills.

Leisure and Entertainment in Farmington Hills

Leisure and Entertainment in Farmington Hills

On your days off, what is there to do in the Farmington Hills area? There are many popular local destinations to explore. Some of these include Heritage Park, the Farmington Hills Nature Center, Carpenter Lake Nature Preserve, and Greenmead Historical Village.

You can also commute to Detroit to visit additional attractions like the Detroit Institute of Arts, Campus Martius Park, the Michigan Science Center, and West River Walk.

Detroit is also home to the Detroit Lions, the Detroit Tigers, the Detroit Pistons, and the Detroit Red Wings. So, sports fans will find plenty to entertain them here as well.

Move Into Your Farmington Hills Dream Home

Now you know what it is like to live in Farmington Hills! If you are ready to enjoy all this Metro Detroit community offers, we can help you buy a home with a suitable mortgage. Please call us today at (248) 788-0800 or toll free at (800) 945-4506 then press 2, to schedule your free consultation.

We not only serve Farmington Hills and the Metro Detroit area, but also the entire state of Michigan and beyond.

We are licensed in Michigan, Alabama, Colorado, Connecticut, Florida, Indiana, Iowa, Kentucky, Louisiana, Massachusetts, Michigan, New Hampshire, North Carolina, Ohio, Pennsylvania, Rhode Island and Tennessee. In any of those states, we can help you purchase a home or refinance your mortgage.

MMS Mortgage Service Areas

See What Our Clients Are Saying About Us

Mark Howson
Mark Howson
16:32 25 Aug 22
MMS had a better rate then any other company we talked to. Chris and Jamie were amazing. They were responsive and helpful through out the whole mortgage process. We were able to close earlier then expected with their help. Definitely recommend.
Jennifer Harbor
Jennifer Harbor
18:00 31 May 22
Keith Bartlett
Keith Bartlett
19:36 26 May 22
Paul was great with managing our refi. The process was easy and did 98% from home. Great job.
John McGreevy
John McGreevy
21:50 11 May 22
Chris Pugh and his team at Member Mortgage Service were wonderful in helping with the refinance of our family home. He was pleasant and professional. His help made the whole process run smoothly. Chris did a great job answering my many questions Communicating with Chris and Jaime Linz was one of the highlights of this experience.The team responded quickly to my many concerns. I highly recommend Chris Pugh and his MMS team mates.
Lori Potter
Lori Potter
21:17 03 May 22
MMS was amazing with our service. They would return calls and emails in short order. They were very patient with all of our questions. They worked really fast to process all the paperwork. They were kind and compassionate. Can't say enough good things about Joanne and her team!!!!
Steph O.
Steph O.
15:12 30 Apr 22
Well where to start.... Best people to work with it is my pleasure to say Greatest experience in them doing everything to make sure I had everything to get in my forever home. Thank you Joanne and Jordan.
Chris Helder
Chris Helder
20:06 29 Apr 22
Dominique Adams
Dominique Adams
12:18 26 Apr 22
JoAnn was so helpful with every step in purchasing my first home. She was supportive and answered every question I had!
Shannan Graham
Shannan Graham
20:08 22 Apr 22
Excellent communication through the processing stages of our refinance. Highly recommend!
Mary Lynn Williams
Mary Lynn Williams
16:49 19 Apr 22
It was great to have my interest rate lowered. Mr. Boudreau was very helpful.
John Giordano
John Giordano
17:07 28 Mar 22
Jefferson Romero
Jefferson Romero
18:18 18 Feb 22
John Paquette
John Paquette
14:05 15 Feb 22
From the 1st time I meet Chris just to ask a question till the finalizing of our mortgage , I felt we were in good hands best decision we made . thank Chris for his help
Coleman James
Coleman James
14:04 01 Feb 22
JoAnn and Jordan know how to get things done in a competent and excellent manner. They even accommodated us while we were vacationing in Florida as we were able close down there without a hitch. I highly recommend their services.
Christine Brimer
Christine Brimer
08:59 28 Dec 21
Joann and Jordan are great to work with and make the mortgage process very easy. Questions are answered promptly and the closing process was complete in less than 3 weeks. My original mortgage and now my refi went so smooth that I would highly recommend Member Mortgage Services to all my friends and family.
Angie Valchine
Angie Valchine
17:34 29 Nov 21
Our family's first mortgage was with MMS Mortgage Services over 25 years ago and then we took a different path because of a family members association with the banking industry. We are happy to say, we have returned to MMS and our refinancing process went smoothly and quickly! We want to thank Christopher and Jamie for all you did to help us to return our mortgage to MMS!!
Gary Mack
Gary Mack
00:47 23 Nov 21
They made the process very easy for us. We highly recommend you check them out!
autumn johnston
autumn johnston
17:21 22 Nov 21
D&J Drown
D&J Drown
19:13 05 Nov 21
Joann and her team at MMS Mortgage Services made it easy from start to finish. Fast, helpful and always available to answer questions. Thanks again! You're the best!
Jane Sauchak
Jane Sauchak
13:32 23 Oct 21
I moved from out of state. That presented several problems. All my previous closing papers were packed! Chris made me feel at ease, as he explained he could get the information through other sources. He walked me through the process smoothly and efficiently. Closing was right on schedule.
Melissa George
Melissa George
10:59 23 Oct 21
Professional, productive and knowledgeable are just a few words I would use to describe my experience with them. Highly recomend, you won't be disappointed!
Beth Portincasa
Beth Portincasa
22:02 22 Oct 21
Everyone involved made the process so easy on us. Thank you MMS Mortgage.
Kevin Nicotera
Kevin Nicotera
21:58 22 Oct 21
Lou did a fantastic job at making sure our mortgage loan was handled quickly and effectively. When we needed help, he provided sound advice and walked us through every option available. I cannot recommend him enough!
Diana Linsey
Diana Linsey
19:16 11 Oct 21
I was able to get my mortgage at a lower rate and bundled some of my bills! Because Nick Santy led me through this process, I am able to manage my money in a more efficient manner! Nick kept me well informed and didn’t hesitate to call me with questions and encouraged me to do the same! Thank you!
Corey Buddy
Corey Buddy
19:18 27 Sep 21
We had a great experience with MMS Mortgage Services, Ltd. From application to closing, our loan officer made the process so simple and hassle free. JoAnn was always quick to return our calls and answer our questions. We highly recommend MMS Mortgage Services, Ltd to anyone who is looking to take out a home loan or refinance an existing loan. We will continue to do business with them.
RON HOLDER
RON HOLDER
18:37 27 Sep 21
MMS has now assisted us with 2 home financings and has always been available, responsive and client oriented. We had started a process of a refi and MMS really stepped up the make sure we got the best rate possible and closed in record time
Diane Compton
Diane Compton
19:30 21 Sep 21
Robin Tarter
Robin Tarter
01:05 18 Sep 21
Excellent experience! Highly recommend! Attention to detail was superior.
Keith Tarter
Keith Tarter
08:31 14 Sep 21
Lou was amazing. The rate was great, and the process was very easy and quick. I would highly recommend using Member Mortgage Services.
Stephanie Nolan
Stephanie Nolan
00:02 14 Sep 21
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