Underwriting Approved Certificate This new program is the highest level of approval a buyer/borrower can obtain without yet choosing a property. Our experienced Loan Officer will open a loan file, assign a loan number, take the application, gather the buyers’ income documents, bank/investment statements and credit report, submit the file for automated underwriting and have a live underwriter approve the loan subject to title and appraisal if required at all.

You cannot get more approved than “Underwriting Approved!” This lets the Seller’s Agent/Broker know the buyer is the real deal and is “Underwriting Approved.”

NMLS ID: 131062

You Have Dreams,
We Have the Solutions

Use one of our quick & easy tools to find out what you qualify for!

“I had a great experience with MMS Mortgage Services. I was kept in the loop during the process and everything moved quickly and flawlessly. Would definitely recommend”

Trusted Farmington Hills Mortgage Company

Welcome to

Member Mortgage Services

Serving the lending needs of credit unions, financial institutions, real estate professionals, and individual homebuyers in states throughout the country.

Buying a home or refinancing starts with finding the ideal mortgage, and that starts with connecting with the right mortgage company.

Member Mortgage Services (MMS) is a licensed mortgage lender in Michigan and beyond. Whatever your mortgage needs, MMS can walk you rapidly through the mortgage process.

With more than 30 years of experience, we are ready to work through any obstacle to get you the keys to your new home.

That is how we earned our motto, “You have dreams, we have the solutions.”

MMS Mortgage Services in Michigan

MMS Makes It Easy to Buy a Home or Refinance

MMS Mortgage Services, Ltd. has been operating as a full service mortgage banker since 1987, providing and servicing loans throughout the country.

Here are a few reasons to work with us:

We offer a broad range of mortgage products, including FHA, VA, USDA, conventional, jumbo, and more. That means that whatever your needs, we can match you with a loan that will help you buy a home or refinance affordably and conveniently.

We can connect you with competitive mortgage loans to fit your needs. Member Mortgage Services has the ability and desire to be your mortgage provider now and over the life of your loan.

We update you continuously during the mortgage application process so you know the status of your application and what, if anything, we need from you to take the next step.

Have questions about the mortgage process? Our experts answer every question thoroughly and patiently. We want you to embark on your journey to becoming a homeowner with full confidence.

The relationship we build with our clients is one that lasts a lifetime. We will make sure that your mortgage meets your needs at every stage, including if there is a change in your plans later down the line.

Looking to Make a Payment?

MMS not only originates loans, but services them as well.

Is your loan currently being serviced by MMS? If you want to view your account balance and payment history or make a payment, just click on the buttons below.

If you have forgotten your password, please use the recover username/password page.

Guide to Refinance or Buy a Home

Your FREE Guide to

See What Our Clients Are Saying About Us

Hayden Collins
Hayden Collins
16:01 07 Feb 24
JoAnn was incredible! As first time homebuyers, the process was definitely confusing and a little stressful. Our previous lender we worked with was not helpful, and failed to explain everything to us. JoAnn was incredibly patient, responsive, and knowledgeable. We closed on our home quicker than we expected, and got so lucky with her. I will recommend anyone to JoAnn without a doubt!
Eric Gilkie
Eric Gilkie
23:16 03 Dec 23
I have been a customer for 18 years and when i. Done payinv off my mortgage i will miss this customer service alwayx go the long mile for you never give up on you
Terry Graeb
Terry Graeb
15:09 31 Aug 23
Excellent service from both Christopher P. and Jamie L. This is my 2nd mortgage dealing with those two and unbelievable how they walked my daughter thru the process and communicating via email and a phone call if necessary. Dynamic Duo!!!

Top-Rated Mortgage Lender in Farmington Hills, Michigan

MMS Mortgage Services, Ltd. is located on 38275 W 12 Mile Rd #100, Farmington Hills, MI. From Bishop International Airport (FNT) get on I-75 S in Flint from W Bristol Rd. Then head south on Airport St, and continue onto Bishop International Airport. Next continue straight to stay on Bishop International Airport, and turn right onto W Bristol Rd. After that use the right lane to take the ramp to Detroit/Ann Arbor. Follow US-23 S and I-96 E to W 12 Mile Rd in Novi. Take exit 164 from I-275 S/I-96 E. At this point merge onto I-75 S, and keep right at the fork to continue on US-23 S, follow signs for Ann Arbor. Then take exit 60A on the left to merge onto I-96 E toward Detroit, and keep right at the fork to continue on I-275 S/I-96 E, follow signs for Detroit/Toledo. Finally, take exit 164 for 12 Mile Rd. Take exit 164 for 12 Mile Rd, and MMS Mortgage Services, Ltd. will be on the right.

We're open: Monday - Friday 9:00 AM - 7:00 PM EST, Saturday : 10:00 AM - 3:00 PM EST

The Servicing Department is available to process loan payments M-F 9:00 am to 5:00 pm EST

For additional questions you can call us at (248) 788-0800 or find us on Yelp

Apply Now for a
Mortgage Loan

Please call us today at (248) 788-0800 or toll free at (800) 945-4506 then press 2, to schedule your free consultation. Let’s get you into your new home.

MMS Mortgage Service Areas