Buy a Home in Michigan or Beyond
Whether you are buying your first home, a second home, or a vacation home, finding the right mortgage is one of the first steps.
You have the dreams, and MMS Mortgage Services has the solutions. Your search for a suitable loan ends with a consultation with one of our mortgage experts.
We can assess your needs and help you quickly determine which mortgage products are ideal.
Additionally, we can answer your questions about down payment assistance programs in your area.
Mortgage Options We Offer for Home Purchase
Conventional
If you are applying for a mortgage that is not backed by a government agency, that is a conventional home loan. You can choose your loan term and whether you prefer an adjustable or fixed mortgage rate.
Learn MoreJumbo
To borrow more money than a conforming conventional loan allows with the Fannie Mae and Freddie Mac loan limits, apply for a jumbo mortgage. If you are not sure whether you need a jumbo loan or a conforming loan, we can help you determine that during your consultation.
Learn MoreFHA
For a mortgage that offers easy credit qualifications, a low down payment, and other great features, consider an FHA Mortgage backed by the Federal Housing Administration.
Learn MoreVA
If you are a veteran, active-duty service member, or eligible surviving spouse, applying for a VA mortgage can make homeownership with no down payment possible.
Learn MoreUSDA
You can apply for a USDA Mortgage backed by the US Department of Agriculture if it is your goal to purchase a home in a rural area.
Learn MoreVacation Home
Along with mortgages for primary residences, we also offer financing to purchase a second home or vacation home.
Learn MoreFirst Time Home Buyers
Are you shopping for your first home? Get the recommendations you need and answers to your questions. MMS can walk you through the entire home buying process step by step. We will help you figure out what mortgage is suitable for purchasing your first home.
Learn MoreBuy a Home Now With
a Flexible Mortgage
If you are ready to purchase a home, please give us a call today at (248) 788-0800 or toll free at (800) 945-4506 then press 2, to schedule your free consultation.
See What Our Clients Are Saying About Us
Lindsey Robbins
12:57 23 Mar 23
We had an Outstanding experience working with MMS Mortgage Services! Thank you for being there with your wisdom through each step of the buying experience. We appreciate everyone who helped along the way.
Aundrea Newbern
16:15 23 Jan 23
I can't say enough good things about this team! If you are looking for a mortgage loan their team is knowledgeable, communicative and they have great rates.
Erich Dyer
15:45 23 Jan 23
Professional and closed quickly. I will be using them again 100%
Kam DeLano
18:30 18 Jan 23
Wow! This was the easiest mortgage group to work with! Chris and Jamie were amazing! They were able to get all the paperwork and have us ready to close in 3 weeks! Highly recommend Member Mortgage Services for your Mortgage needs.
Mark Howson
16:32 25 Aug 22
MMS had a better rate then any other company we talked to. Chris and Jamie were amazing. They were responsive and helpful through out the whole mortgage process. We were able to close earlier then expected with their help. Definitely recommend.
Jennifer Harbor
18:00 31 May 22
Keith Bartlett
19:36 26 May 22
Paul was great with managing our refi. The process was easy and did 98% from home. Great job.
John McGreevy
21:50 11 May 22
Chris Pugh and his team at Member Mortgage Service were wonderful in helping with the refinance of our family home. He was pleasant and professional. His help made the whole process run smoothly. Chris did a great job answering my many questions Communicating with Chris and Jaime Linz was one of the highlights of this experience.The team responded quickly to my many concerns. I highly recommend Chris Pugh and his MMS team mates.
Lori Potter
21:17 03 May 22
MMS was amazing with our service. They would return calls and emails in short order. They were very patient with all of our questions. They worked really fast to process all the paperwork. They were kind and compassionate. Can't say enough good things about Joanne and her team!!!!
Steph O.
15:12 30 Apr 22
Well where to start.... Best people to work with it is my pleasure to say Greatest experience in them doing everything to make sure I had everything to get in my forever home. Thank you Joanne and Jordan.
Chris Helder
20:06 29 Apr 22
Dominique Adams
12:18 26 Apr 22
JoAnn was so helpful with every step in purchasing my first home. She was supportive and answered every question I had!
Shannan Graham
20:08 22 Apr 22
Excellent communication through the processing stages of our refinance. Highly recommend!
Mary Lynn Williams
16:49 19 Apr 22
It was great to have my interest rate lowered. Mr. Boudreau was very helpful.
John Giordano
17:07 28 Mar 22
Jefferson Romero
18:18 18 Feb 22
John Paquette
14:05 15 Feb 22
From the 1st time I meet Chris just to ask a question till the finalizing of our mortgage , I felt we were in good hands best decision we made . thank Chris for his help
Coleman James
14:04 01 Feb 22
JoAnn and Jordan know how to get things done in a competent and excellent manner. They even accommodated us while we were vacationing in Florida as we were able close down there without a hitch. I highly recommend their services.
Christine Brimer
08:59 28 Dec 21
Joann and Jordan are great to work with and make the mortgage process very easy. Questions are answered promptly and the closing process was complete in less than 3 weeks. My original mortgage and now my refi went so smooth that I would highly recommend Member Mortgage Services to all my friends and family.
Angie Valchine
17:34 29 Nov 21
Our family's first mortgage was with MMS Mortgage Services over 25 years ago and then we took a different path because of a family members association with the banking industry. We are happy to say, we have returned to MMS and our refinancing process went smoothly and quickly! We want to thank Christopher and Jamie for all you did to help us to return our mortgage to MMS!!
Gary Mack
00:47 23 Nov 21
They made the process very easy for us. We highly recommend you check them out!
autumn johnston
17:21 22 Nov 21
D&J Drown
19:13 05 Nov 21
Joann and her team at MMS Mortgage Services made it easy from start to finish. Fast, helpful and always available to answer questions. Thanks again! You're the best!
Jane Sauchak
13:32 23 Oct 21
I moved from out of state. That presented several problems. All my previous closing papers were packed! Chris made me feel at ease, as he explained he could get the information through other sources. He walked me through the process smoothly and efficiently. Closing was right on schedule.
Melissa George
10:59 23 Oct 21
Professional, productive and knowledgeable are just a few words I would use to describe my experience with them. Highly recomend, you won't be disappointed!
Beth Portincasa
22:02 22 Oct 21
Everyone involved made the process so easy on us. Thank you MMS Mortgage.
Kevin Nicotera
21:58 22 Oct 21
Lou did a fantastic job at making sure our mortgage loan was handled quickly and effectively. When we needed help, he provided sound advice and walked us through every option available. I cannot recommend him enough!
Diana Linsey
19:16 11 Oct 21
I was able to get my mortgage at a lower rate and bundled some of my bills! Because Nick Santy led me through this process, I am able to manage my money in a more efficient manner! Nick kept me well informed and didn’t hesitate to call me with questions and encouraged me to do the same! Thank you!
Corey Buddy
19:18 27 Sep 21
We had a great experience with MMS Mortgage Services, Ltd. From application to closing, our loan officer made the process so simple and hassle free. JoAnn was always quick to return our calls and answer our questions. We highly recommend MMS Mortgage Services, Ltd to anyone who is looking to take out a home loan or refinance an existing loan. We will continue to do business with them.
RON HOLDER
18:37 27 Sep 21
MMS has now assisted us with 2 home financings and has always been available, responsive and client oriented. We had started a process of a refi and MMS really stepped up the make sure we got the best rate possible and closed in record time
Underwriting Approved Certificate This new program is the highest level of approval a buyer/borrower can obtain without yet choosing a property. Our experienced Loan Officer will open a loan file, assign a loan number, take the application, gather the buyers’ income documents, bank/investment statements and credit report, submit the file for automated underwriting and have a live underwriter approve the loan subject to title and appraisal if required at all.
You cannot get more approved than “Underwriting Approved!” This lets the Seller’s Agent/Broker know the buyer is the real deal and is “Underwriting Approved.”
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MMS Mortgage Services, Ltd. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. MMS Mortgage Services, Ltd. is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.