Underwriting Approved Certificate This new program is the highest level of approval a buyer/borrower can obtain without yet choosing a property. Our experienced Loan Officer will open a loan file, assign a loan number, take the application, gather the buyers’ income documents, bank/investment statements and credit report, submit the file for automated underwriting and have a live underwriter approve the loan subject to title and appraisal if required at all.

You cannot get more approved than “Underwriting Approved!” This lets the Seller’s Agent/Broker know the buyer is the real deal and is “Underwriting Approved.”

Buy a Home in Michigan or Beyond

Whether you are buying your first home, a second home, or a vacation home, finding the right mortgage is one of the first steps.

You have the dreams, and MMS Mortgage Services has the solutions. Your search for a suitable loan ends with a consultation with one of our mortgage experts.

We can assess your needs and help you quickly determine which mortgage products are ideal.

Additionally, we can answer your questions about down payment assistance programs in your area.

Mortgage Options We Offer for Home Purchase

Conventional

If you are applying for a mortgage that is not backed by a government agency, that is a conventional home loan. You can choose your loan term and whether you prefer an adjustable or fixed mortgage rate.

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Jumbo

To borrow more money than a conforming conventional loan allows with the Fannie Mae and Freddie Mac loan limits, apply for a jumbo mortgage. If you are not sure whether you need a jumbo loan or a conforming loan, we can help you determine that during your consultation.

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FHA

For a mortgage that offers easy credit qualifications, a low down payment, and other great features, consider an FHA Mortgage backed by the Federal Housing Administration.

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VA

If you are a veteran, active-duty service member, or eligible surviving spouse, applying for a VA mortgage can make homeownership with no down payment possible.

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USDA

You can apply for a USDA Mortgage backed by the US Department of Agriculture if it is your goal to purchase a home in a rural area.

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Vacation Home

Along with mortgages for primary residences, we also offer financing to purchase a second home or vacation home.

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First Time Home Buyers

Are you shopping for your first home? Get the recommendations you need and answers to your questions. MMS can walk you through the entire home buying process step by step. We will help you figure out what mortgage is suitable for purchasing your first home.

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Buy a Home Now With
a Flexible Mortgage

If you are ready to purchase a home, please give us a call today at (248) 788-0800 or toll free at (800) 945-4506 then press 2, to schedule your free consultation.

MMS Mortgage Service Areas

See What Our Clients Are Saying About Us

John McGreevy
John McGreevy
21:50 11 May 22
Chris Pugh and his team at Member Mortgage Service were wonderful in helping with the refinance of our family home. He was pleasant and professional. His help made the whole process run smoothly. Chris did a great job answering my many questions Communicating with Chris and Jaime Linz was one of the highlights of this experience.The team responded quickly to my many concerns. I highly recommend Chris Pugh and his MMS team mates.
Lori Potter
Lori Potter
21:17 03 May 22
MMS was amazing with our service. They would return calls and emails in short order. They were very patient with all of our questions. They worked really fast to process all the paperwork. They were kind and compassionate. Can't say enough good things about Joanne and her team!!!!
Steph O.
Steph O.
15:12 30 Apr 22
Well where to start.... Best people to work with it is my pleasure to say Greatest experience in them doing everything to make sure I had everything to get in my forever home. Thank you Joanne and Jordan.
Dominique Adams
Dominique Adams
12:18 26 Apr 22
JoAnn was so helpful with every step in purchasing my first home. She was supportive and answered every question I had!
Shannan Graham
Shannan Graham
20:08 22 Apr 22
Excellent communication through the processing stages of our refinance. Highly recommend!