Buy a Home in Michigan or Beyond
Whether you are buying your first home, a second home, or a vacation home, finding the right mortgage is one of the first steps.
You have the dreams, and MMS Mortgage Services has the solutions. Your search for a suitable loan ends with a consultation with one of our mortgage experts.
We can assess your needs and help you quickly determine which mortgage products are ideal.
Additionally, we can answer your questions about down payment assistance programs in your area.
Mortgage Options We Offer for Home Purchase
Conventional
If you are applying for a mortgage that is not backed by a government agency, that is a conventional home loan. You can choose your loan term and whether you prefer an adjustable or fixed mortgage rate.
Learn MoreJumbo
To borrow more money than a conforming conventional loan allows with the Fannie Mae and Freddie Mac loan limits, apply for a jumbo mortgage. If you are not sure whether you need a jumbo loan or a conforming loan, we can help you determine that during your consultation.
Learn MoreFHA
For a mortgage that offers easy credit qualifications, a low down payment, and other great features, consider an FHA Mortgage backed by the Federal Housing Administration.
Learn MoreVA
If you are a veteran, active-duty service member, or eligible surviving spouse, applying for a VA mortgage can make homeownership with no down payment possible.
Learn MoreUSDA
You can apply for a USDA Mortgage backed by the US Department of Agriculture if it is your goal to purchase a home in a rural area.
Learn MoreVacation Home
Along with mortgages for primary residences, we also offer financing to purchase a second home or vacation home.
Learn MoreFirst Time Home Buyers
Are you shopping for your first home? Get the recommendations you need and answers to your questions. MMS can walk you through the entire home buying process step by step. We will help you figure out what mortgage is suitable for purchasing your first home.
Learn MoreMSHDA Down Payment
MSHDA describes the MI Home Loan program on its website. It says, “The MI Home Loan program is a mortgage product that is available to first-time homebuyers state-wide and repeat homebuyers in targeted areas.
Learn MoreBuy a Home Now With
a Flexible Mortgage
If you are ready to purchase a home, please give us a call today at (248) 788-0800 or toll free at (800) 945-4506 then press 2, to schedule your free consultation.
See What Our Clients Are Saying About Us
Terry Graeb
15:09 31 Aug 23
Excellent service from both Christopher P. and Jamie L. This is my 2nd mortgage dealing with those two and unbelievable how they walked my daughter thru the process and communicating via email and a phone call if necessary. Dynamic Duo!!!
Sheila Dingman
19:48 08 Aug 23
JoAnn was wonderful. Very helpful and kept me informed on everything.
Chad B
00:58 28 Jul 23
JoAnn and her team explain everything very well and made it easy to understand. I appreciate this since this is the first mortgage that I've gotten on my own.
Underwriting Approved Certificate This new program is the highest level of approval a buyer/borrower can obtain without yet choosing a property. Our experienced Loan Officer will open a loan file, assign a loan number, take the application, gather the buyers’ income documents, bank/investment statements and credit report, submit the file for automated underwriting and have a live underwriter approve the loan subject to title and appraisal if required at all.
You cannot get more approved than “Underwriting Approved!” This lets the Seller’s Agent/Broker know the buyer is the real deal and is “Underwriting Approved.”
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MMS Mortgage Services, Ltd. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. MMS Mortgage Services, Ltd. is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.