Buy a Home in Michigan or Beyond

Whether you are buying your first home, a second home, or a vacation home, finding the right mortgage is one of the first steps.

You have the dreams, and MMS Mortgage Services has the solutions. Your search for a suitable loan ends with a consultation with one of our mortgage experts.

We can assess your needs and help you quickly determine which mortgage products are ideal.

Additionally, we can answer your questions about down payment assistance programs in your area.

Mortgage Options We Offer for Home Purchase

Conventional

If you are applying for a mortgage that is not backed by a government agency, that is a conventional home loan. You can choose your loan term and whether you prefer an adjustable or fixed mortgage rate.

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Jumbo

To borrow more money than a conforming conventional loan allows with the Fannie Mae and Freddie Mac loan limits, apply for a jumbo mortgage. If you are not sure whether you need a jumbo loan or a conforming loan, we can help you determine that during your consultation.

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FHA

For a mortgage that offers easy credit qualifications, a low down payment, and other great features, consider an FHA Mortgage backed by the Federal Housing Administration.

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VA

If you are a veteran, active-duty service member, or eligible surviving spouse, applying for a VA mortgage can make homeownership with no down payment possible.

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USDA

You can apply for a USDA Mortgage backed by the US Department of Agriculture if it is your goal to purchase a home in a rural area.

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Vacation Home

Along with mortgages for primary residences, we also offer financing to purchase a second home or vacation home.

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First Time Home Buyers

Are you shopping for your first home? Get the recommendations you need and answers to your questions. MMS can walk you through the entire home buying process step by step. We will help you figure out what mortgage is suitable for purchasing your first home.

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Buy a Home Now With
a Flexible Mortgage

If you are ready to purchase a home, please give us a call today at (248) 788-0800 or toll free at (800) 945-4506 then press 2, to schedule your free consultation.

MMS Mortgage Service Areas

See What Our Clients Are Saying About Us

Angie Valchine
Angie Valchine
17:34 29 Nov 21
Our family's first mortgage was with MMS Mortgage Services over 25 years ago and then we took a different path because of a family members association with the banking industry. We are happy to say, we have returned to MMS and our refinancing process went smoothly and quickly! We want to thank Christopher and Jamie for all you did to help us to return our mortgage to MMS!!
D&J Drown
D&J Drown
19:13 05 Nov 21
Joann and her team at MMS Mortgage Services made it easy from start to finish. Fast, helpful and always available to answer questions. Thanks again! You're the best!
Jane Sauchak
Jane Sauchak
13:32 23 Oct 21
I moved from out of state. That presented several problems. All my previous closing papers were packed! Chris made me feel at ease, as he explained he could get the information through other sources. He walked me through the process smoothly and efficiently. Closing was right on schedule.
Melissa George
Melissa George
10:59 23 Oct 21
Professional, productive and knowledgeable are just a few words I would use to describe my experience with them. Highly recomend, you won't be disappointed!
Kevin Nicotera
Kevin Nicotera
21:58 22 Oct 21
Lou did a fantastic job at making sure our mortgage loan was handled quickly and effectively. When we needed help, he provided sound advice and walked us through every option available. I cannot recommend him enough!