MMS Mortgage Services, Ltd. Frequently Asked Questions

Q: What is the interest rate?

The only way we can tell you the interest rate you would qualify for is for you to apply. Your credit score, debt-to-income ratio, and other factors all can have an influence on the final rates you receive.

World events also impact the financial markets which drive mortgage loan interest rates, timing is everything when determining your interest rate.

Q: What is the loan term?

Different mortgage products have different loan terms available. We can help you identify a product that will fit your needs during your consultation.

Q: What are your mortgage fees?

The exact fees associated with your mortgage will depend on the specifics involved in your scenario. At your consultation, we can provide you with in individual estimate.

Q: Who is going to service the loan?

We cannot service government loans, but we are able to service the majority of other loans.

Q: What is the minimum credit score?

The credit score you need to qualify for a mortgage varies depending on what type of mortgage you apply for.

We offer mortgage products that feature flexible requirements with respect to credit scores.

Q: How much can I borrow?

How much you qualify to borrow is determined by your individual qualifications, the type of home loan for which you are applying, and limits for that type of loan.

Q: Do you work with clients in my state?

MMS is based in Michigan and works with borrowers throughout that state. We are also licensed in Alabama, Colorado, Connecticut, Florida, Indiana, Iowa, Kentucky, Louisiana, Massachusetts, Michigan, New Hampshire, North Carolina, Ohio, Pennsylvania, Rhode Island and Tennessee.

Apply Now

If you are shopping for a home in any of those states, we can assist you. To get started, please call (248) 788-0800 or toll free at (800) 945-4506 then press 2, to schedule your free consultation.

MMS Mortgage Service Areas

See What Our Clients Are Saying About Us

Angie Valchine
Angie Valchine
17:34 29 Nov 21
Our family's first mortgage was with MMS Mortgage Services over 25 years ago and then we took a different path because of a family members association with the banking industry. We are happy to say, we have returned to MMS and our refinancing process went smoothly and quickly! We want to thank Christopher and Jamie for all you did to help us to return our mortgage to MMS!!
D&J Drown
D&J Drown
19:13 05 Nov 21
Joann and her team at MMS Mortgage Services made it easy from start to finish. Fast, helpful and always available to answer questions. Thanks again! You're the best!
Jane Sauchak
Jane Sauchak
13:32 23 Oct 21
I moved from out of state. That presented several problems. All my previous closing papers were packed! Chris made me feel at ease, as he explained he could get the information through other sources. He walked me through the process smoothly and efficiently. Closing was right on schedule.
Melissa George
Melissa George
10:59 23 Oct 21
Professional, productive and knowledgeable are just a few words I would use to describe my experience with them. Highly recomend, you won't be disappointed!
Kevin Nicotera
Kevin Nicotera
21:58 22 Oct 21
Lou did a fantastic job at making sure our mortgage loan was handled quickly and effectively. When we needed help, he provided sound advice and walked us through every option available. I cannot recommend him enough!