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Underwriting Approved Certificate This new program is the highest level of approval a buyer/borrower can obtain without yet choosing a property. Our experienced Loan Officer will open a loan file, assign a loan number, take the application, gather the buyers’ income documents, bank/investment statements and credit report, submit the file for automated underwriting and have a live underwriter approve the loan subject to title and appraisal if required at all.

You cannot get more approved than “Underwriting Approved!” This lets the Seller’s Agent/Broker know the buyer is the real deal and is “Underwriting Approved.”

Farmington Hills Mortgage Lender - (248) 788-0800 - MMS Mortgage Services, Ltd.

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Buy a HomeRefinance

MMS Special FHA Loan Program  

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What Features and Benefits Does the MMS Special FHA Loan Program Offer?

  • We accept a minimum credit score of 580. Most lenders require a score of at least 600-620. So, this opens up our niche FHA loan program to a wider range of prospective applicants.
  • First time and repeat homebuyers are welcome to apply for this FHA loan program.
  • You may use this type of mortgage to buy a primary residence. Types of properties allowed include single family homes, condos, manufactured homes, and 2-4 unit properties. It is very rare to find financing for 2-4 units, so this is a great benefit for our special program.
  • DACA borrowers can qualify for our Special FHA Loan Program.
  • There is no income cap on this program. No matter how much you earn, you can move into a home with zero down.
  • We also allow non-occupying co-borrowers. So, conversely, if you need more income to buy a home, you can have someone cosign on your mortgage.

Buy A Home in Farmington Hills with MMS Mortgage Services

The bottom line is that this is an extremely flexible, versatile program that can fit a wide range of needs. You can find out more about the MMS Special FHA Loan program in our Facebook Live video. Please contact MMS Mortgage Services at (248) 788-0800 to schedule your consultation. We work with clients in Farmington Hills, throughout Michigan and beyond!

See What Our Clients Are Saying About Us

MMS Mortgage Services, Ltd.
MMS Mortgage Services, Ltd.
4.7
Based on 108 reviews
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John McGreevy
John McGreevy
21:50 11 May 22
Chris Pugh and his team at Member Mortgage Service were wonderful in helping with the refinance of our family home. He was pleasant and professional. His help made the whole process run smoothly. Chris did a great job answering my many questions Communicating with Chris and Jaime Linz was one of the highlights of this experience.The team responded quickly to my many concerns. I highly recommend Chris Pugh and his MMS team mates.
Lori Potter
Lori Potter
21:17 03 May 22
MMS was amazing with our service. They would return calls and emails in short order. They were very patient with all of our questions. They worked really fast to process all the paperwork. They were kind and compassionate. Can't say enough good things about Joanne and her team!!!!
Steph O.
Steph O.
15:12 30 Apr 22
Well where to start.... Best people to work with it is my pleasure to say Greatest experience in them doing everything to make sure I had everything to get in my forever home. Thank you Joanne and Jordan.
Dominique Adams
Dominique Adams
12:18 26 Apr 22
JoAnn was so helpful with every step in purchasing my first home. She was supportive and answered every question I had!
Shannan Graham
Shannan Graham
20:08 22 Apr 22
Excellent communication through the processing stages of our refinance. Highly recommend!

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Equal Housing Lender

MMS Mortgage Services, Ltd. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. MMS Mortgage Services, Ltd. is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.